By clicking "Accept and Submit", for the purpose of obtaining credit, I certify that:
(a) The representations below are correct
(b) I authorize financial institutions, as they deem necessary and appropriate , to obtain credit reports on me periodically and to gather employment history, and
(c) Understand that we, or any financial institution to which this application is submitted, will retain this application whether or not it is approved, and that it is the responsibility of the applicant notify the creditor of any change in name, address or employment. We, and any financial institution to which this request is submitted, may share certain nonpublic personal information about you with your authorization or as otherwise required by law.